A couple of years ago, we decided we needed to use the envelope system in order to keep better track of what we were spending each month. I began by using plain small envelopes, but they quickly would fall apart and I was constantly replacing them. The other problem was that they easily would fall out of my wallet when I would open it to pay for something.
All that changed when I happened upon this pattern. I think the only thing I would change is that I would try to laminate the envelopes before using them, simply because the corners sometimes still get caught in the zipper. I have used these for almost a year now. There is some wear and tear, but for the most part I am very happy with them (and they don't fall out).
Here are some pictures of the ones I made. You can also see some of the categories we picked.
So here's the link and pattern.
Envelope system envelope pattern






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